Credit Card Processor Holding Funds?

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Having an agent sign you with the “RIGHT” credit card processing company makes a huge difference on how your money is handled.

Credit card processor holding funds is one reason why we get clients.?Especially clients who used a third party like Square, PayPal, Stripe, Intuit, or only had a 1-800 number to call to get answers.

Let us explain.

Credit card processors are a middleman between the bank and merchant. They accept the responsibility for issuing a debit or a credit between them. The processor can be stuck without the money to pay the bank if the merchant doesn’t have the money in the bank to pay it back. Holding funds is how the processor guarantees they aren’t stuck paying out of their pocket.

On top of that, if you are using a third party to handle your processing, they have the merchant account and you are sharing that merchant account with every other merchant under that company. Now, not only do you have the processor holding money, but the third party will also hold your money. Plus, you are relying on them to communicate with the processor because they hold the account, not you.

Thus the reason you need a good processor and an agent who can work with that processor to make sure if this happens, it gets taken care of quickly.

One size does not fit all. We are brokers. That means we do not contract with one company. We contract with many. That also means we work for you and not the processor. We only choose processors who take care of our clients.?You will have your own merchant account.

If this has happened to you or you don’t want this to happen to you in the future, we would love the opportunity to be your agent.

As you view our website, you will see where we go above and beyond for our clients and even provide many extra free advertising to help them get more exposure.

If you are interested in speaking with us, please fill the contact form out below. We will be in touch shortly.

Steve from Cheetah Print and Theresa from Perk N Brew

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Our Clients Pictured: Steve from Cheetah Print and Theresa from Perk N Brew

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