Square vs A Merchant Account
Don’t Be A Square . . . Cause Square is Never A Round!
Square
Square, Inc. is a financial services, merchant services aggregator and mobile payment company based in San Francisco, California.
Badgers Business Solutions
Broker representing multiple processing companies, banks, and various equipment manufacturers with their main headquarters located in Cape Coral, Florida.
COMPARE
Square
Square Account- No Thank You!
Badgers Business Solutions
A Merchant Account- How do we get started?
| Square | Us | |
|---|---|---|
| Tiered and Interchange Pricing | NO | YES |
| Live 24/7 Customer Service by Phone |
NO | YES |
| Local Representative | NO | YES |
| 1 to 2 Day Funding | YES | YES |
| Free Mobile Swiper Reader and Chip Car Reader |
YES | YES |
| Installed by an Agent | NO | YES |
| Point of Sale | LIMITED OPTIONS | MANY OPTIONS |
| Free Invoicing | NO | YES |
| Payments Page | NO | YES |
| Recurring Billing | YES | YES |
| Quickbooks Sync | YES | YES |
| Phone/Tablet Application | YES | YES |
| Virtual Terminal | YES | YES |
| Gift Cards & Loyalty Cards | YES | YES |
| eCommerce | YES | YES |
| Appointment Setting | YES | YES |
| Employee Management | YES | YES |
| Customer Directory | YES | YES |
| App Marketplace | YES | YES |
| Developer APIs | YES | YES |
| Capital (Loan to Grow Your Business) |
YES | YES |
| Free Shipping | YES | YES |
| Cancellation Fee | $0.00 | $0.00 |
| Free Marketing locally through word of mouth, local website directory, social media and email blasts. | NO | YES |
| Food & Beverage, Restaurants, Coffee Shops, Bakeries, Food Trucks, Retail, Apparel, Groceries, Beauty Professionals, Salons, Spas, Health & Fitness, Home & Repair Services, Professional Services, Leisure & Entertainment, Organizations, Transportation |
YES | YES |
A Square Alternative
CONSIDER THIS
Flat Rate vs Our Rate
Square
Know what you pay and get paid fast. That is what they say.
You pay 2.75% per swipe, DIP, or TAP and 3.5% + 15 cents per keyed-in transaction.
They also claim this is great for a small business. Any business owner I talk to wants to put as much money in their pocket as possible. Flat rate puts more money into their pockets, not yours.
Badgers Business Solutions
You pay only on the cards you take. Paying anywhere from .05% to 3%. Saving you a lot of money.
This is something we would be happy to explain to you in person.
Who Do You Call?
Square
Is there a number to call? Do you have to send an email instead?
The person on the other side of the line does not know who you are. You are another account to them.
Badgers Business Solutions
To us, you are a client. You will have our number to call. Customer service available 24/7/365
What if you have a problem?
Square
You get an account online through a third party site, a website or at a box store. There is no agent. You reach whomever answers the phone or responds to an email. This is your money we are talking about. You don’t have a problem, until you do. What then?
Badgers Business Solutions
With us, you get an agent who will take care of the problem for you. You get to run your business and we take care of any issue you may have.
Square is a Third Party
Square
What does that mean? This means you don’t have an account with Visa and Mastercard. You will have to rely on Square to take care of any problem you have. They must fight on your behalf.
Badgers Business Solutions
You have a direct account with Visa and Mastercard. You deal directly with them and not a third party.
Will Square spend money with you?
Badgers Business Solutions
We are local and living in your community. Either directly or indirectly, we are helping support your business in our community.
Square
Nope . . . not going to happen.
Does Square offer free advertising? Locally?
Badgers Business Solutions
It’s not professional to say this, but it’s true. If you make money, we make money. We want you to succeed. Therefore, one way we help your businesses succeed is to provide you with a free web page online. Free extra online exposure is not bad these days. Right?!? You will get a free webpage on our website www.BeVocalShopLocal.com. The site allows you to add a detailed and personal description about you and your services, link to your website, phone number, email, and photos.
Square
They wont do this.
Square is a Data Collector
Square
Ever notice when you purchase something, the place of business already has all your information? In the fine print, they tell you they collect data. To some this doesn’t matter. But, to some, it really does.
Badgers Business Solutions
You get to decide which processor to go with and what policies to implement in your place of business.